DSCR Loans for Real Estate Investors
Grow your rental portfolio without the hassle of personal income verification. A DSCR (Debt Service Coverage Ratio) loan is a powerful tool for real estate investors, allowing you to qualify for a mortgage based on your property’s cash flow—not your tax returns.
If the property’s rental income is enough to cover the mortgage payment (the P&I, taxes, and insurance), you can get approved. It’s the ultimate investor-friendly loan, designed for speed and simplicity. We are experts in DSCR lending and partner with the nation’s top lenders to offer fast, competitive financing.
Highlights of Our DSCR Loan Program
This program is built specifically for property investors:
- Qualify Using Property Cash Flow: No W-2s, 1040s, or personal tax returns required.
- Based on DSCR Ratio: Your loan is approved if the property’s gross rental income covers the total debt service (typically a 1.0x to 1.25x ratio).
- Ideal for Investment Properties: Perfect for 1-4 unit residential rentals, short-term rentals (Airbnbs), and small multifamily properties.
- Fast Closings: Streamlined underwriting allows you to close on new purchases or cash-out refinances in a fraction of the time of a conventional loan.
- Flexible for Investors: Lend to LLCs and other business entities.
Stop letting paperwork slow you down. Contact us today to qualify for your next rental property based on its own potential.
Appointment
Unlocking Your Financial Potential Starts with a Conversation
Navigating the world of real estate financing can be complex. A personalized consultation with one of our specialists is the key to ensuring you’re fully aware of your financing options and making informed decisions to reach your goals.
- Personalized Assessment:
Our financing specialists begin by understanding your unique financial situation and real estate goals. This tailored approach ensures that the financing solution recommended aligns perfectly with your needs.
- Transparent Guidance:
No confusing industry jargon here. During the consultation, we break down complex concepts into clear, understandable terms. You’ll have a complete understanding of the mortgage process, rates, and terms.
- Customized Solutions:
Every borrower is different. Our specialists work to find the best possible mortgage solution for you, taking into account your financial goals, credit history, and current market conditions. We aim to make your homeownership journey as smooth and affordable as possible.
Ready to Take the Next Step?
Fill out the form to schedule your consultation with a financing specialist and embark on a path to reach your real estate goals.
F. A. Q's
Frequently Asked Questions
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