Our Services
Flexible, Adaptable, and Adjustable Residential Loan Options for Everyone
At Sparrow Capital, we offer a variety of residential loan options designed to meet your unique needs and financial goals. Whether you’re a first-time buyer, seasoned homeowner, or self-employed professional, we have a solution for you.
Our residential loan options include Conventional Loans for a straightforward approach, Renovation Loans to spruce up your space, and Self Employed Loans tailored to entrepreneurs. If you’re a veteran, our VA Loans salute your service with favorable terms, while FHA Loans offer low down payments for first-timers. Embrace rural living with USDA Loans, go big with Jumbo Loans, or start from scratch with New Construction Loans. Plus, down payment assistance programs can ease the financial burden and get you into your dream home sooner.
No matter what residential loan you need, our dedicated team is here to guide you through every step of the process. Contact us today to discuss your loan options and turn your dream into reality.
200+
Lenders
so we can always make sure you get the financing that fits your needs, not the other way around
What We Offer
Residential Loans
Whether it’s a traditional mortgage for the perfect starter home, a specialized loan for self-employed borrowers, a renovation, or a down payment, we have your key to unlocking the door. Explore our flexible options and find the loan that fits your needs.
Conventional Loans
A conventional loan is a popular option for borrowers with good credit and a stable income. These loans typically have fixed interest rates and require a down payment, but they offer flexibility in terms of loan duration and can be used for a variety of purposes.
Renovation Loans
If you're looking to buy a fixer-upper or want to make improvements to your current home, a renovation loan could be a great option. These loans provide funding for both the purchase and renovation of a property, making it easier to get the home you want without breaking the bank.
Self Employed Loans
As a self-employed borrower, qualifying for a traditional loan can be challenging. However, our self-employed loans are designed to make the process easier. We consider your business income and expenses to help you qualify for a loan that fits your unique financial situation.
FHA
Our FHA loans are designed to make homeownership more accessible, especially for first-time homebuyers. These loans are insured by the Federal Housing Administration and offer flexible credit requirements and low down payment options.
USDA
For those looking to purchase or refinance a property in rural areas, our USDA loans can be a great solution. These loans are backed by the U.S. Department of Agriculture and offer favorable terms, including no down payment requirements and low interest rates.
VA
If you're a military veteran or an eligible service member, our VA loans can provide you with excellent financing options. These loans are backed by the Department of Veterans Affairs and offer favorable terms, including no down payment requirements and competitive interest rates.
New Construction Loans
If you're building a new home, a new construction loan can provide the financing you need to make your dream home a reality. These loans typically have higher interest rates and require a larger down payment, but they offer flexibility in terms of loan duration and can be tailored to your specific needs.
Jumbo Loans
If you need to borrow more than the maximum amount allowed for a conventional loan, a jumbo loan could be the right choice for you. These loans have higher interest rates and stricter eligibility requirements, but they allow you to borrow more money than a traditional loan.
Downpayment Assistance
We understand that coming up with a down payment can be a challenge for many borrowers. That's why we offer a range of down payment assistance programs to help you get the funding you need to purchase your dream home.
Appointment
Unlocking Your Financial Potential Starts with a Conversation
Navigating the world of real estate financing can be complex. A personalized consultation with one of our specialists is the key to ensuring you’re fully aware of your financing options and making informed decisions to reach your goals.
- Personalized Assessment:
Our financing specialists begin by understanding your unique financial situation and real estate goals. This tailored approach ensures that the financing solution recommended aligns perfectly with your needs.
- Transparent Guidance:
No confusing industry jargon here. During the consultation, we break down complex concepts into clear, understandable terms. You’ll have a complete understanding of the mortgage process, rates, and terms.
- Customized Solutions:
Every borrower is different. Our specialists work to find the best possible mortgage solution for you, taking into account your financial goals, credit history, and current market conditions. We aim to make your homeownership journey as smooth and affordable as possible.
F. A. Q's
Frequently Asked Questions
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Testimonials
Success stories of our clients
We’ve helped countless individuals and families achieve their real estate goals. Read inspiring stories from our clients and discover how we helped them turn their dreams into reality.
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George D. Coffey
